APY
💰📈🏦

示例

This savings account advertises 4.5% APY, compounded daily.

这款储蓄账户宣传年化收益率为4.5%，按日复利。

定义

The yearly rate showing total interest earned with compounding

  • Used to compare deposit accounts and other interest-bearing products
  • Expressed as a percentage of the principal

以复利计算的年度总收益率

  • 用于比较存款账户等计息产品
  • 以本金的百分比表示

In crypto, the projected compounded annual return on staked assets

  • Often variable, marketing-based, and not guaranteed
  • Expressed as a percentage for comparison across protocols

在加密领域，质押资产的预计年化复合回报

  • 往往波动大，多用于宣传，并非保证收益
  • 以百分比表示，便于跨协议比较